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Financing a Resale
Loan Options for Disney Vacation Club Purchases
The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. If you prefer a more traditional mortgage, we recommend the two companies below that specifically finance Disney Vacation Club. They are independent companies so you will need to contact them for the most current rates and terms.
 |  | |
| Type of Loan | Mortgage | Mortgage |
| Loan Terms | 1 to 10 Years | 1 to 12 Years |
| Down Payment Required | 10% to 20% | Low down payment options and ability to roll majority of closing cost into the loan |
| Interest Rate | 11.9% to 17.9% | Variety of rate options depending on loan selection |
| Credit Options | Credit Check not required. Lower Rates & Terms available w/ a Credit Check or no credit check with guaranteed approval. | Credit check not required. Additional options available with credit check |
| Monthly Service Fee | No | No |
| Properties Financed | All Properties | All Properties |
| Pre-Payment Penalty | No | No |
| Loan Minimum | None | None |
| Loan Origination Fee | None | $199 |
| Website | www.vacationclubloans.com | www.monerafinancial.com |
*The above information is deemed accurate but not guaranteed. For the most current rates and terms, its best to contact the lenders directly. Revised: 09/09/26
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We look forward to assisting you with a Disney Vacation Club resale. Please fill out the form below and we'll be in touch with you very shortly.
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