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Financing a Resale
Loan Options for Disney Vacation Club Purchases
The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. If you prefer a more traditional mortgage, we recommend the two companies below that specifically finance Disney Vacation Club. They are independent companies so you will need to contact them for the most current rates and terms.
 |  | |
| Loan Terms | 1 to 10 Years | 1 to 12 Years |
| Down Payment Required | 10% or 15% | Typically 5% to 30% (depending on purchase terms) |
| Interest Rate | 9.9% to 17.9% | 9.9% to 17.9% |
| Credit Check | Not required. Lower Rates & Terms available w/ a Credit Check or no credit check with guaranteed approval. | Not required. Lower Rates & Terms available w/ a Credit Check |
| Monthly Service Fee | No | No |
| Properties Financed | All Properties | All Properties |
| Pre-Payment Penalty | No | No |
| Loan Minimum | None | None |
| Loan Origination Fee | None | $199 |
| Type of Loan | Mortgage | Mortgage |
| Website | www.vacationclubloans.com | www.monerafinancial.com |
*The above information is deemed accurate but not guaranteed. For the most current rates and terms, its best to contact the lenders directly. Revised: 07/02/24
Other Loan Options are available with LightStream.com (personal loan).
Contact Us
We look forward to assisting you with a Disney Vacation Club resale. Please fill out the form below and we'll be in touch with you very shortly.
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